Now showing items 1-3 of 3

  • Thumbnail

    Debt Burden of Farmers’ Households as Compared to Households of Other Careers 

    Areerat Lunlalad; อารีรัตน์ ลุนลลาด; Amornrat Apinunmahakul; อมรรัตน์ อภินันท์มหกุล; National Institute of Development Administration. School of Development Economics; Amornrat Apinunmahakul; อมรรัตน์ อภินันท์มหกุล (National Institute of Development Administration, 12/8/2022)

    This research aims to examine debt burdens of Thai households using the 2015 Socio-Economic Survey (SES) data conducted by the National Statistics Office (NSO). The study wants to find major factors that explain household debts especially those of farmer’ households, and to define some guidelines that might help to solve debt problems of farmer’s households. Four types of household debt are analyzed, i.e., (1) total household debts, (2) debts in doing agricultural business, (3) debts of household consumption, and (4) other debt burdens besides ...
  • Thumbnail

    The impact of saving schemes on saving behaviour : evidence from Thailand 

    Siam Sakaew; Amornrat Apinunmahakul (National Institute of Development Administration, 2020)

    Thailand has many compulsory saving schemes for income security at old age. A crucial question is whether how different saving schemes affect saving behavior of workers with different working status. Whether the dissimilar in saving is related to the observable characteristics of workers or is due to the effect of benefits in different saving schemes. It is essential to determine that compulsory saving schemes encourage formal workers to save more or discourage saving. At the same time, it must be determined whether informal workers who do not ...
  • Thumbnail

    THE ROLE OF FINANCIAL LITERACY ON EARNINGS AND OLD AGED SAVING AMONG SELF-EMPLOYED WORKERS 

    Praewpailin Janposri; Praewpailin Janposri; Amornrat Apinunmahakul; อมรรัตน์ อภินันท์มหกุล; National Institute of Development Administration. School of Development Economics; Amornrat Apinunmahakul; อมรรัตน์ อภินันท์มหกุล (National Institute of Development Administration, 13/8/2021)

    Regrading a rapid ageing population in Thailand, its effect will impact to labor participation by creating labor shortage and harming economic growth respectively. As a trend of being self-employed tends to increase significantly in near future (Arayavechkit, et.al. 2015), it raises a concerning of saving for retirement due to lacking of social security and pension funds. Therefore, it becomes a self-employed responsibility to decide their planning and save for retirement by themselves in order to meet retirement well-being. Since financial ...