Browsing by Subject "Payment -- Data processing"
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(National Institute of Development Administration, 2018);
This study aims to explore the effects of Chinese third-party payment on commercial banks' non-interest income over the period 2008-2017. In China, third-party payment is a digital payment provided by private non-bank firms that consist of desktop payment and mobile payment. More Chinese people prefer to use third-party payment, especially mobile payment, instead of cash and bank card as the payment can be transacted easily and safely on the mobile phone by scanning QR code. To find whether this new digital payment trend impacts on non-interest ...