Financial literacy and informal debt in Thailand
Issued Date
2022
Issued Date (B.E.)
2565
Available Date
Copyright Date
Resource Type
Series
Edition
Language
eng
File Type
157 leaves
No. of Pages/File Size
application/pdf
ISBN
ISSN
eISSN
Other identifier(s)
b216012
Identifier(s)
Access Rights
Access Status
Rights
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
Rights Holder(s)
Physical Location
National Institute of Development Administration. Library and Information Center
Bibliographic Citation
Citation
Tanunpol Choungprayoon (2022). Financial literacy and informal debt in Thailand. Retrieved from: https://repository.nida.ac.th/handle/662723737/6577.
Title
Financial literacy and informal debt in Thailand
Alternative Title(s)
ทักษะทางการเงินกับหนี้นอกระบบในประเทศไทย
Author(s)
Advisor(s)
Editor(s)
item.page.dc.contrubutor.advisor
Advisor's email
Contributor(s)
Contributor(s)
Abstract
The objectives of this research were 1) to study the relationships between financial literacy and informal debt, 2) to investigate the relationships between financial inclusion and informal debt, and 3) to propose policies and guidelines for solving informal debt problems in addition to promoting financial literacy that are appropriate for the Thai context. This research employed a quantitative research design using secondary data analysis to analyze data obtained from the Bank of Thailand’s 2016 and 2018 financial literacy survey reports, Thailand’s 2016 and 2018 financial inclusion maps, and the Ministry of Finance’s 2016 and 2018 state welfare registration programs. The findings are as follows: 1) Financial knowledge was correlated with financial behavior in the same direction. 2) Financial knowledge was correlated with the average amount of informal debt per person in 2018 in the same direction, indicating that a province with a high financial literacy score will have a higher average amount of informal debt per person. 3) Financial inclusion was correlated with the average amount of informal debt per person and the number of people with informal debt in the same direction. This suggests that a province with a high financial inclusion level will have a high average amount of informal debt per person and a high number of people with informal debt. 4) Regarding internal relationships between informal debt factors, it was found that the number of people with informal debt was correlated with the amount of informal debt and the average amount of informal debt per person.
Table of contents
Description
Thesis (D.P.A.)--National Institute of Development Administration, 2022