Competition and the bank lending channel : evidence from bank - level data in Thailand
Issued Date
2018
Issued Date (B.E.)
2561
Available Date
Copyright Date
Resource Type
Series
Edition
Language
eng
File Type
application/pdf
No. of Pages/File Size
ISBN
ISSN
eISSN
Other identifier(s)
b208802
Identifier(s)
Access Rights
Access Status
Rights
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
Rights Holder(s)
Physical Location
National Institute of Development Administration. Library and Information Center
Bibliographic Citation
Citation
Jakkrich Jearviriyaboonya (2018). Competition and the bank lending channel : evidence from bank - level data in Thailand. Retrieved from: https://repository.nida.ac.th/handle/662723737/5072.
Title
Competition and the bank lending channel : evidence from bank - level data in Thailand
Alternative Title(s)
Author(s)
Advisor(s)
Editor(s)
item.page.dc.contrubutor.advisor
Advisor's email
Contributor(s)
Contributor(s)
Abstract
This paper attempts to assess the degree of competition in Thailand’s banking system, and examine the evolutionary effect of bank regulations. Furthermore, this paper investigates how a change in competition can affect the monetary policy on bank lending channel in Thailand. This study employs panel data from ten commercial banks over quarterly time periods from 2001–2015. The competition variable is measured using the Lerner index. Bank regulations can be divided into four groups: (i) restrictions on banking activities, (ii) limitations on foreign bank entry, (iii) capital stringency, and (iv) deposit insurance. Firstly, the results suggest that the competition level reduced in the 2000s but has been stable over the last six years. Secondly, regulatory variables affect competition in the Thai banking industry. The findings also indicate that lower activity restrictions and greater capital stringency reduce competition. In addition, lower limitations on foreign bank entry and a reduction in deposit guarantees enhance the competitive market. Finally, intensive competition has a positive impact on monetary policy via bank lending channels.
Keywords: Bank competition, Bank regulation, Bank lending channel
Table of contents
Description
Thesis (Ph.D. (Economics))--National Institute of Development Administration, 2018