• English
    • ไทย
  • English 
    • English
    • ไทย
  • Login
View Item 
  •   Wisdom Repository Home
  • หน่วยงาน
  • สำนักบริการการศึกษาและบรรณสาร
  • In Processing
  • Dissertations, Theses, Term Papers
  • View Item
  •   Wisdom Repository Home
  • หน่วยงาน
  • สำนักบริการการศึกษาและบรรณสาร
  • In Processing
  • Dissertations, Theses, Term Papers
  • View Item
JavaScript is disabled for your browser. Some features of this site may not work without it.

Browse

All of Wisdom RepositoryCommunities & CollectionsBy Issue DateAuthorsTitlesSubjectsBy Submit DateResource TypesThis CollectionBy Issue DateAuthorsTitlesSubjectsBy Submit DateResource Types

My Account

Login

FINANCIAL LITERACY, ASYMMETRIC INFORMATION AND CREDIT ACCESSIBILITY: CASE STUDY OF LAO'S SMALL AND MEDIUM ENTERPRISE

FINANCIAL LITERACY, ASYMMETRIC INFORMATION AND CREDIT ACCESSIBILITY: CASE STUDY OF LAO'S SMALL AND MEDIUM ENTERPRISE

by Vilasack Srithirath; Vilasack Srithirath; Pariyada Sukcharoensin; ปริยดา สุขเจริญสิน

Title:

FINANCIAL LITERACY, ASYMMETRIC INFORMATION AND CREDIT ACCESSIBILITY: CASE STUDY OF LAO'S SMALL AND MEDIUM ENTERPRISE
FINANCIAL LITERACY, ASYMMETRIC INFORMATION AND CREDIT ACCESSIBILITY: CASE STUDY OF LAO'S SMALL AND MEDIUM ENTERPRISE

Advisor:

Pariyada Sukcharoensin
ปริยดา สุขเจริญสิน

Issued date:

7/1/2022

Publisher:

National Institute of Development Administration

Abstract:

Small and Medium Enterprise (SMEs) is a fundamental part of economic growth worldwide, ensuring sustainable growth, job creation, reducing income inequality, poverty reduction and highly conductive to economic growth in the Lao PDR. However, consistently with other SMEs worldwide, SMEs in Laos are also confronting with many obstacles especially financial access. So, this study aims to investigate the impact of financial literacy, reduction in asymmetric information and credit access for SMEs in Lao PDR. The questionnaire used to survey the financial literacy is the combination of financial knowledge, financial behavior, financial attitude, and some advanced financial concepts. Besides that, to assess the level of asymmetric information, this study uses the satisfaction of both lender and borrower about the information that provided and received from both parties. The methodology used in this study is binary logistic regression and the SMEs owners who running their business in Vientiane were used as samples. The results reveal positive and significant relationship between financial literary, reduction in asymmetric information and credit access for SMEs. Furthermore, we found that education level is positive and significantly related to financial literacy. Higher financial literacy then lowers the level of asymmetric information which in turn affects the credit access of SMEs.
-

Keyword(s):

Asymmetric Information
Financial literacy
Credit access
Lao PDR
Small and Medium Enterprise
SME

Type:

Text

Language:

eng

URI:

https://repository.nida.ac.th/handle/662723737/5635
Show full item record

Files in this item (CONTENT)

Thumbnail
View
  • 5920313007.pdf ( 1,473.93 KB )

ทรัพยากรสารสนเทศทั้งหมดในคลังปัญญา ใช้เพื่อประโยชน์ทางการเรียนการสอนและการค้นคว้าเท่านั้น และต้องมีการอ้างอิงแหล่งที่มาทุกครั้งที่นำไปใช้ ห้ามดัดแปลงเนื้อหา และทำสำเนาต่อ รวมถึงไม่ให้อนุญาตนำไปใช้ประโยชน์เพื่อการค้า ไม่ว่ากรณีใด ๆ ทั้งสิ้น



This item appears in the following Collection(s)

  • Dissertations, Theses, Term Papers [192]

Except where otherwise noted, content on this site is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International license.

Copyright © National Institute of Development Administration | สถาบันบัณฑิตพัฒนบริหารศาสตร์
Library and Information Center | สำนักบรรณสารการพัฒนา
Email: NIDAWR@nida.ac.th    Chat: Facebook Messenger    Facebook: NIDAWisdomRepository
 

 

Except where otherwise noted, content on this site is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International license.

Copyright © National Institute of Development Administration | สถาบันบัณฑิตพัฒนบริหารศาสตร์
Library and Information Center | สำนักบรรณสารการพัฒนา
Email: NIDAWR@nida.ac.th    Chat: Facebook Messenger    Facebook: NIDAWisdomRepository
 

 

‹›×